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RTMARC

Real-time monitoring and assessment of risk coverage.

Crop insurance fails on evidence, not intent. RTMARC captures the field data that insurers and scheme administrators need, geotagged, timestamped and photographed at the moment of loss.

  • PMFBYfield-side instrument
  • NAIS, WBCIS, NDVIor any mandated method
  • Real timefrom loss event to verified claim
Illustration of field monitoring for crop insurance

From insured boundary to failure report

  1. Collect farmer data
  2. Capture crop location and details
  3. Capture the geotagged insured crop area
  4. Real-time field monitoring and inspection
  5. Real-time crop risk assessment
  6. Real-time crop failure reporting

The operating picture: insured boundaries drawn on satellite imagery, affected areas marked in the field on a phone, and a central application server giving the insurer's admin team one consolidated real-time view.

Fit with Pradhan Mantri Fasal Bima Yojana

PMFBY was designed around localised risk, post-harvest loss cover and the use of smartphones and remote sensing for quick estimation and early claim settlement. RTMARC is the field-side instrument for that intent, closing the gap between a loss event and a verified claim.

Who it serves

  • Crop insurance companies
  • State agriculture departments administering premium subsidy schemes
  • Banks and agri-NBFCs with crop-loan exposure
  • Farmer producer organisations documenting collective loss

How it looks in practice

RTMARC crop insurance management: insurance company admin team, central app server, mobile app and capture of the affected crop area across villages and farms.
PMFBY pioneering crop insurance scheme context

Let's put this in front of your state and districts.

Book an in-person presentation, a live demonstration on your own data, a technical briefing with your IT team, or an RFP/RFQ consultation.